Jerusalem Services & Professionals Mortgage Advisors

The 7 Best Mortgage Advisors in Jerusalem (2026)

Updated November 2026 · 7 picks

The best mortgage advisors in Jerusalem in 2026 include Beeri Finance, Anglo Mortgages and Malchi Mortgages. Jerusalem is the centre of Israel's English-speaking mortgage industry, because so many of its buyers are olim or purchasing from abroad — two cases the banks handle badly without a broker pushing. Below are seven worth calling.

1. Beeri Finance

A former bank mortgage banker, now broking for olim, foreign residents and the self-employed.

Specialty Mortgages for foreign residents, olim, self-employed borrowers and investorsLanguages English · HebrewBest for Americans and other foreign residents buying in Israel, olim, self-employed borrowers, investors

Beeri Finance — formerly IREC — is the practice of Be'eri Gurtler Har-Tuv, a mortgage consultant and economist working with buyers in Israel and abroad. He came to broking from the other side of the desk, as a mortgage banker at Mizrahi-Tefahot, and is himself from a family of olim.

The specialisms are the ones that actually bite in Jerusalem: mortgages for Americans and other foreign residents buying in Israel, olim, self-employed borrowers and investors. Those are the four files the banks handle worst unaided, because each breaks the standard income-and-residency template. Knowing how a credit committee will read a file before it is submitted is often the difference between a refusal and a rate — he has lectured to bank mortgage departments on foreign buyers.

Good to know: If you are self-employed or paid from abroad, bring two years of accounts to the first call — that is what decides which banks are realistic.

Google Maps Website

2. Anglo Mortgages

Works exclusively with English speakers and new olim — the core Jerusalem case.

Specialty Mortgages for new olim and English-speaking buyersLanguages EnglishBest for New olim, Anglo buyers, first-time buyers in Israel

Anglo Mortgages is a brokerage built specifically for new olim and English speakers buying property in Israel, run by a broker with well over a decade working only with English-speaking clients.

That is close to a perfect match for the Jerusalem market. Olim files carry recurring complications — foreign income, no Israeli credit history, benefit entitlements that interact with the purchase — and a broker who handles nothing else moves through them quickly.

Good to know: Flag foreign income at the first call — it determines which banks are worth approaching at all.

Google Maps Website

3. Malchi Mortgages

Close to a decade serving the Anglo olim market, founder-led throughout.

Specialty Mortgages for Anglo olim and English speakersLanguages English · HebrewBest for Olim, American buyers, English speakers

Malchi Mortgages, led by Odiel Malchi, has served the American and English-speaking mortgage market in Israel for close to a decade. Malchi made aliyah himself as a teenager and the firm leans on that experience of the process from the borrower's side.

It is a founder-led practice rather than a large office, which normally means you deal directly with the person negotiating with the banks. For borrowers who want one point of contact from approval to closing, that is a real advantage.

Good to know: Check availability against your contract dates — founder-led firms are capacity-limited.

Google Maps Website

4. First Israel Mortgages

One of the largest and longest-running brokerages, with weight at the bank desks.

Specialty Full-service mortgage brokerage across Israeli banksLanguages English · HebrewBest for Olim, Israeli residents, foreign buyers

First Israel is among the most established mortgage brokerages in the country, with an English-language practice and long experience across the Israeli banking system.

Volume matters in this business: a broker placing a lot of mortgages carries standing with the banks' mortgage departments, and that shows up in the rates a client is offered. A sensible default first call for most Jerusalem buyers.

Good to know: Ask for each bank's written offer side by side, not only the final recommendation.

Google Maps Website

5. Olim Advisors

Mortgage advice bundled with the realtor, lawyer and project manager.

Specialty Aliyah advisory with mortgage, real estate and legal servicesLanguages English · HebrewBest for New olim buying a first home in Israel

Olim Advisors has run since 2016 as an aliyah and real estate advisory, with a team covering mortgage broking alongside a realtor, a real estate lawyer and a designer or project manager.

The value is coordination. For someone arriving in Jerusalem, buying and renovating within the same year, having those roles under one roof removes a lot of handoffs and a lot of chasing. Price each service against a specialist so you know what the convenience costs.

Good to know: Ask for fees broken out by service — bundles are easy to overpay for.

Google Maps Website

6. Mortgage Israel

An English-speaking team including people who went through the process themselves.

Specialty English-language mortgage brokerageLanguages English · HebrewBest for Olim, overseas buyers, English-speaking residents

Mortgage Israel is an English-language brokerage whose team includes people who made aliyah and worked through the mortgage process from the borrower's side.

That shows in how the process gets explained — the practical sequencing of approval, appraisal, signing and closing rather than only the rate table. A good fit for buyers who want the whole thing narrated in English end to end.

Good to know: Ask them to walk you through the bank appraisal step — that is where timetables usually slip.

Google Maps Website

7. No Fryers (Yehoshua Oz)

An independent broker who is also a certified financial coach.

Specialty Independent mortgage broking and financial coachingLanguages English · HebrewBest for Olim, Israeli residents, foreign buyers, first-time borrowers

Yehoshua Oz works as an independent mortgage broker and certified financial coach, serving Israeli residents, olim chadashim and foreign buyers.

The coaching element is the distinguishing feature: advice extends past securing the loan into whether the repayment actually fits the household budget. Genuinely useful for buyers stretching to the top of what the bank will lend, which in Jerusalem is a lot of people.

Good to know: Worth calling if the real question is not 'can I borrow this' but 'should I'.

Google Maps Website

Frequently asked questions

Can new olim get a mortgage in Israel?

Yes, and olim are often treated relatively favourably on loan-to-value compared with foreign residents, provided the purchase is of a sole home. The complications are usually documentary rather than substantive: proving foreign income, and having no Israeli credit history. A broker who works with olim daily will know which banks are comfortable with that.

How much deposit do I need to buy in Jerusalem?

Bank of Israel rules cap loan-to-value by buyer category. Buyers of a sole home can borrow the largest proportion, buyers of an additional property considerably less, and foreign residents less again — so the deposit required varies substantially by your status rather than by the property. Get this modelled before you make an offer.

Can I get a mortgage in Israel if I live abroad?

Yes, though at a lower loan-to-value and with more documentation, including verified foreign income. Expect a slower process, and expect to need a power of attorney in Israel. Several brokers on this list specialise in exactly this case.

What does a mortgage broker charge in Israel?

Typically a fee based on the loan amount, often expressed as a percentage with a minimum, paid by the borrower. It is a genuine cost and should be quoted up front. The case for paying it rests on whether the improvement in rate and structure across a multi-track mortgage exceeds the fee — which on a large loan it usually does.

Should I get pre-approval before house hunting in Jerusalem?

Yes. In a market with this many overseas cash buyers, an approval in principle both tells you your real budget and makes you a credible bidder. It also surfaces any documentation problems while there is still time to solve them.

1. Beeri Finance

2. Anglo Mortgages

3. Malchi Mortgages

4. First Israel Mortgages

5. Olim Advisors

6. Mortgage Israel

7. No Fryers (Yehoshua Oz)

Frequently asked questions

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