Israel Services & Professionals Mortgage Advisors

The 6 Best Mortgage Advisors in Israel (2026)

Updated August 2026 · 6 picks

The best mortgage advisors in Israel in 2026 are First Israel and Anglo Mortgages for scale and bank leverage, Malchi and Mortgage Israel for founder-led service to English speakers, and Olim Advisors if you want the mortgage bundled with the lawyer and the realtor. Israeli mortgages are quoted as a mix of tracks rather than one rate, which is why brokers exist. Six, below.

1. First Israel Mortgages — Nationwide

One of the country's largest and longest-running mortgage brokerages.

Specialty Full-service mortgage brokerage across Israeli banksLanguages English · HebrewBest for Olim, Israeli residents, foreign buyers

First Israel is among the best-established mortgage brokerages in the country, with an English-language practice and long experience across the Israeli banking system.

Scale matters in this business more than it might appear: a broker placing high volume has standing with the banks' mortgage desks, and that shows up in the rates a client is offered. It is a reasonable default first call for most buyers, olim or not.

Good to know: Ask for the offers from each bank in writing side by side, not just the recommendation.

Google Maps Website

2. Anglo Mortgages — Nationwide

Works exclusively with English speakers and new olim.

Specialty Mortgages for new olim and English-speaking buyersLanguages EnglishBest for New olim, Anglo buyers, first-time buyers in Israel

Anglo Mortgages is a brokerage built specifically for new olim and English speakers buying property in Israel, run by a broker with well over a decade in the market working only with English-speaking clients.

The specialisation is genuinely useful here. Olim files carry their own complications — foreign income, no Israeli credit history, benefit entitlements that affect the purchase — and a broker who sees only that kind of file handles them faster than a generalist.

Good to know: If your income is earned abroad, raise it at the first call — it determines which banks are even worth approaching.

Google Maps Website

3. Mortgage Israel — Nationwide

An English-speaking team serving buyers across the country.

Specialty English-language mortgage brokerageLanguages English · HebrewBest for Olim, overseas buyers, English-speaking residents

Mortgage Israel is an English-language brokerage whose team includes people who have made aliyah themselves and worked through the process from the borrower's side.

That perspective tends to show in how the process is explained — the practical sequencing of approval, appraisal and closing rather than only the numbers. A sensible option for buyers who want the whole thing narrated in English from start to finish.

Good to know: Ask them to walk you through the appraisal stage specifically — it is where timetables most often slip.

Google Maps Website

4. Malchi Mortgages — Nationwide

A decade of serving the Anglo olim market, founder-led.

Specialty Mortgages for Anglo olim and English speakersLanguages English · HebrewBest for Olim, American buyers, English speakers

Malchi Mortgages, led by Odiel Malchi, has served the American and English-speaking mortgage market in Israel for close to a decade, and the founder made aliyah himself as a teenager.

It is a founder-led shop rather than a large office, which usually means direct access to the person who actually negotiates with the banks. For borrowers who want a single point of contact throughout, that is worth something.

Good to know: Founder-led firms are capacity-limited — check availability against your closing date.

Google Maps Website

5. Olim Advisors — Nationwide

Mortgage advice bundled with the rest of the aliyah and home-buying process.

Specialty Aliyah advisory with mortgage, real estate and legal servicesLanguages English · HebrewBest for New olim buying their first home in Israel

Olim Advisors has been running since 2016 as an aliyah and real estate advisory, with a team that covers the mortgage broking alongside a realtor, a real estate lawyer and a designer or project manager.

The appeal is coordination rather than any single service: for someone arriving, buying and renovating in the same year, having those pieces under one roof removes a lot of handoffs. Check pricing per service so you can compare each part against a specialist.

Good to know: Ask for the fees broken out by service — bundled offerings are easy to overpay for.

Google Maps Website

6. No Fryers (Yehoshua Oz) — Nationwide

An independent broker who also works as a certified financial coach.

Specialty Independent mortgage broking and financial coachingLanguages English · HebrewBest for Olim, Israeli residents, foreign buyers, first-time borrowers

Yehoshua Oz operates as an independent mortgage broker and certified financial coach, working with Israeli residents, olim chadashim and foreign buyers.

The financial-coaching angle is the distinguishing feature: the advice extends past securing the loan into how the mortgage sits within a household budget, which is a conversation most brokers skip. Useful for buyers stretching to the limit of what they can borrow.

Good to know: Worth a call if the question is not only 'can I get this mortgage' but 'should I'.

Google Maps Website

Frequently asked questions

Do you need a mortgage broker in Israel?

More than in most countries. Israeli banks quote a mortgage as a mix of several tracks — prime-linked, fixed unlinked, CPI-linked — and the same bank will quote very different terms to different applicants. A broker runs the banks against each other and structures the mix, and the saving over a 25-year loan is usually many multiples of the fee.

How much does a mortgage broker cost in Israel?

Typically ₪6,000–₪12,000, sometimes quoted as around 0.5%–1% of the loan, paid by you rather than the bank. Some brokers split it between an engagement fee and a success fee. It is a real cost, and it is normally recovered several times over in the rate and structure they obtain.

How much can a foreigner borrow in Israel?

Non-residents are generally capped around 50% loan-to-value, against up to 75% for an Israeli buying a first home and 70% for someone replacing a home. Olim within a certain window of aliyah often get treated closer to resident terms, which is one of the specific things the olim-facing brokers exist to argue for.

What are the mortgage tracks in Israel?

The main ones are prime-linked (floating with the Bank of Israel rate), fixed unlinked (kalatz), and CPI-linked fixed or variable. Regulation requires a minimum proportion at a fixed rate. Choosing the mix is the actual decision, and it matters more than shaving a tenth of a percent off any one track.

Can you get an Israeli mortgage from abroad?

Yes, and all the brokers here do it routinely — remotely, with a power of attorney for the signing. Expect more paperwork, source-of-funds documentation, an Israeli bank account and a longer timetable than a resident purchase. Starting the mortgage process before you find the property is strongly advisable.

Do Israeli banks lend in dollars or euros?

Some will lend in foreign currency, but it is uncommon and rarely a good idea unless your income is in that currency, because you are then carrying the shekel exchange risk against an Israeli asset. Most overseas buyers borrow in shekels and manage the currency separately.

1. First Israel Mortgages — Nationwide

2. Anglo Mortgages — Nationwide

3. Mortgage Israel — Nationwide

4. Malchi Mortgages — Nationwide

5. Olim Advisors — Nationwide

6. No Fryers (Yehoshua Oz) — Nationwide

Frequently asked questions

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