The top insurtech and proptech companies in Israel in 2026 are Lemonade (AI-first insurance), Earnix (pricing AI for insurers), Honeycomb (commercial property insurance), Buildots (AI construction tracking, valued near $1 billion) and Placer.ai (location analytics). Israeli founders sell mostly to US insurers and real estate firms. Nine, below.
Insurance and real estate are old, data-heavy industries, which makes them natural targets for Israeli AI and analytics companies. Israeli insurtech produced two of the sector's best-known names, Lemonade and Next Insurance, and 2026 brought more consolidation, with Munich Re buying cyber insurer At-Bay. Proptech here leans toward construction and commercial real estate rather than home sales. This list covers the independent companies to know as of October 2026.
The insurer that runs on AI and chatbots, built in Tel Aviv and New York.
Lemonade sells renters, homeowners, car, pet and life insurance through an app where AI handles onboarding and many claims, and it donates leftover premiums to causes its customers choose.
Founded by Daniel Schreiber and Shai Wininger, it went public in 2020 and has expanded into Europe.
The pricing engine behind many of the world's large insurers.
Earnix helps insurers and banks set prices, design products and personalize offers using AI and real-time analytics, a critical and heavily regulated function.
One of the older companies on this list, it has been valued at about $1 billion.
Insures residential buildings by inspecting them remotely and pricing them with data.
Honeycomb focuses on property and liability insurance for condominium associations and apartment buildings, using remote inspections and data instead of site visits to quote quickly.
It raised $40 million in June 2026.
AI agents that run whole insurance processes, from first notice of loss to policy changes.
Notch builds autonomous AI agents that handle complete workflows for insurers and other regulated businesses across phone, WhatsApp, email and core systems.
It has raised about $45 million and appears on both LinkedIn's and CTech's 2026 lists of top Israeli startups.
Hard-hat cameras plus AI that tell builders exactly how far along a project is.
Buildots captures 360-degree video as site managers walk a building and compares it with the design plans, so contractors see delays and errors early instead of at handover.
It raised $130 million in September 2026 at a valuation of about $1 billion.
Shows retailers and landlords how many people visit any location, and from where.
Placer.ai uses anonymized mobile location data to estimate visits to stores, malls and properties, and is used by retailers, real estate investors and city planners.
Founded by Israelis with R&D in Tel Aviv, it is one of the best-known proptech data companies in the US.
Maps what is under the ground before anyone starts digging.
Exodigo combines multiple sensing technologies with AI to map pipes, cables and other underground infrastructure without excavation, reducing costly strikes on construction and utility projects.
It bought US engineering firm V&A in 2026 to extend its services.
Runs work orders, tenant requests and maintenance for office and commercial property.
Visitt gives property managers one platform for maintenance, tenant communication and building operations, increasingly with AI handling routine requests.
It raised a $22 million Series B in January 2026.
Connects investors with short-term real estate loans.
Atlas Invest runs a platform that funds short-term loans to real estate developers and investors, with investors funding the loans through the platform.
It raised $25 million from BlackRock in January 2026.
Lemonade, the AI-driven insurer listed on the New York Stock Exchange, is the largest independent one. Next Insurance, founded by Israelis, was acquired by Germany's ERGO in 2025, and cyber insurer At-Bay was bought by Munich Re in 2026 for $575 million.
Property technology: software and hardware for building, buying, managing and financing real estate. In Israel it covers construction site AI (Buildots, Exodigo), commercial building operations (Visitt), location data (Placer.ai) and real estate lending (Atlas Invest).
Israel's domestic insurance market is small and dominated by a handful of large groups, while the US market is enormous, fragmented and open to new carriers and tools. Most Israeli insurtechs keep engineering in Tel Aviv and sell almost entirely to American customers.
Yes. Israeli companies are using AI for pricing (Earnix), claims and underwriting (Lemonade), and for running entire back-office processes with AI agents (Notch). Local insurers, including Harel and Migdal, have also become active investors in Israeli startups.